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steph wrote:

Camus wrote:

Interest free overdrafts are where it's at.

i don't know what that is. i just know my bank likes taking what little money i have from me!

The bank gives students an overdraft and charge no interest for using it. So at one point last year I was £1600 overdrawn and paying no interest.

steph wrote:

JimmyB wrote:

steph wrote:

JimmyB wrote:

Never been to a club myself. From what I hear from people, The music stinks, and they are not my idea of fun.

you hate everything, especially those things you haven't tried. why don't you try telling us when you DO enjoy something? you really need to get out.

I enjoy playing in a rock band, and doing coffeeshop shows. I enjoy my hobbies,

you like playing guitar and building model trains and complaining about shit. but you look down on everything and you have no experience with anything. get a job and move to a big city and actually get out in the world and experience things.

I have a job though. I have been to some big cities....I like small towns better.

Camus wrote:

steph wrote:

Camus wrote:

Interest free overdrafts are where it's at.

i don't know what that is. i just know my bank likes taking what little money i have from me!

The bank gives students an overdraft and charge no interest for using it. So at one point last year I was £1600 overdrawn and paying no interest.

why do they do that? are English banks just nicer??

It's because they want the students to get into the way of thinking it's ok to get in debt. Silly students

steph wrote:

Camus wrote:

steph wrote:

Camus wrote:

Interest free overdrafts are where it's at.

i don't know what that is. i just know my bank likes taking what little money i have from me!

The bank gives students an overdraft and charge no interest for using it. So at one point last year I was £1600 overdrawn and paying no interest.

why do they do that? are English banks just nicer??

They understand that students have absolutely no money so help them out a little bit. I did get my student loan statement through yesterday and I owe £13600 for that, with interest adding up each month.

I really need to start doing online banking....I am getting really tired of waiting to get my bank statement to see how much I have in my account.

Online banking is awesome, get yourself signed up for that ASAP dude!

i need to be an English student then. damn.

...that is a lot of money

seriously, Jimmy! i never keep track of how much money i have in my account, but i can text my bank to find out. i use that A LOT

JimmyB wrote:

I really need to start doing online banking....I am getting really tired of waiting to get my bank statement to see how much I have in my account.

>2012
>doesn't have online banking

steph wrote:

i need to be an English student then. damn.

...that is a lot of money

Could be worse. That was only for 2 years and I was meant to be there for 3.

haha. are you saying you're such a smartypants, you finished school early?

to be honest, that's a drop in the bucket compared to how much i owed for less than two years of school.

steph wrote:

haha. are you saying you're such a smartypants, you finished school early?

to be honest, that's a drop in the bucket compared to how much i owed for less than two years of school.

Hahah, no, I failed

you failed? are you retaking classes or did you just get a job anyways?

Failed second year, retook exams the year after while working full time and failed again, so had to get a job. Would have been in my final year now had I passed.

IS this the part where I said I didn't go for the last 6 months of my course, passed all the exams, and came away with no debts...

BOOZE!!

Did you study as crap a subject as Maths though?

Camus wrote:

Did you study as crap a subject as Maths though?

One of my modules was Quantanitive Methods...or something like that, which was above Uni level Maths, I got a distinction on that...

Nah, that sounds pretty simple. Do you really think it would be more difficult than something like this http://en.wikipedia.org/wiki/Divergence_theorem#Mathematical_statement ?

Feck knows...I've done a lot of drink and drugs since then...

All this math talk...the farthest I ever got was highschool geometry in my 11th year. I also did not take any math classes in my senior year...a lot of people didn't....Math was not a strong point for quite a few people.

As have I...

Camus wrote:

As have I...

I've got 10 years of that on you A lot has been wiped out

I'll give you that. A lot can happen in 10 years.

Camus wrote:

I'll give you that. A lot can happen in 10 years.

Feck dude, I can write the book on that one, trust me...