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plugga wrote:

IrishNameAndAnInjury wrote:

Why is everything so expensive? And why do I have so many bills?! Oh yeah...I got credit cards too young and was stupid with them. Silly me! A word of advice to all of you younger people out there: DON'T GO CRAZY WITH CREDIT CARDS!

ahahah definitely. My dad works in a bank so he got me one because I needed it for my travels but I asked him to connect it with his mobile phone so everytime I pay something he knows and I am less tempted to buy stuff

Very smart! I think having a card or two is a good idea because it's important to establish good credit, but I went crazy. I charged tuition, vacations, electronics, pretty much everything I bought for years. I mistakenly figured that as long as I could pay the minimum amount due it would be fine. Now I owe an arm and a leg and I have been slowly paying it down for the last few years. I still have a long way to go, but lesson learned! I am much smarter with money now, which is why I haven't already bought a new record player!

I do not own a credit card...I pay with cash mostly, or a debit card if Needed.

JimmyB wrote:

I do not own a credit card...I pay with cash mostly, or a debit card if Needed.

Considering that you are 20 years old and temporarily laid off, that's is very, very wise! Some people just have to learn from their own mistakes, and I'm one of those people. I still have a couple of credit cards that I use on occasion, but I don't go crazy with them. Now I mostly just use my debit card so whatever I'm buying is immediately paid for. I basically had to change my entire way of thinking when it came to shopping and paying bills, but now I'm on the right track. Now to win the lottery so I can just pay these stupid bills off...

IrishNameAndAnInjury wrote:

JimmyB wrote:

MINE NEED done as well. i have till april something

Since April 15 (tax day) is on a Sunday, we have until April 16 to file income taxes. Ugh! It's not difficult or anything, I just don't want to do it. So I'm procrastinating. I need the money though!

Get your non-accredited advice right here! In all seriousness, your tax form looks crazy as hell. I'll stick to pretending to know what I'm doing with the ones over here

I have no credit card, but I really should get one so I can start to build up credit. I may be in my overdraft at the moment but that's only because I'm still getting out of that from being a student, and it's interest free so I don't care how long I take.

Hey Mike! Yes, American taxes can be absolutely insane (the ones for my dad's business are!), but if you don't have dependents or any assets to speak of and are just filing standard federal and state income tax forms, it isn't too bad. I can't imagine dealing with taxes every day as part of my job though! I would go crazy!

How are you today? You move into your own place this coming weekend, right?

Thankfully I'm not filing tax returns every day. It's mostly preparing company accounts and all the admin linked with that (and then the company tax returns to go with that. Bleugh.) I think I would probably go crazy with your job - kids are great but I can only handle them in small doses

I'm really good thank you. Everyone at work went out for lunch (paid for by work) so got to enjoy a massive juicy steak for free I got a couple more books I ordered today too. I should probably stop buying, the pile of books to read is only getting bigger again.

How are you?

Okay, just did a cover of Old White Lincoln. Will upload soon.

Hey everybody!

How are you lovely people doing today?

Learning a Gordon lightfoot song.

stepsandnumbers wrote:

Hey everybody!

How are you lovely people doing today?

Hello! See above, I can't be bothered to copy and paste it
How are you?

Camus wrote:

stepsandnumbers wrote:

Hey everybody!

How are you lovely people doing today?

Hello! See above, I can't be bothered to copy and paste it
How are you?

Hey, Mike! I'm doing well. It's my day off, after all!

JimmyB wrote:

Learning a Gordon lightfoot song.

Nice, man. Looking forward to hearing that Old White Lincoln cover!

stepsandnumbers wrote:

Camus wrote:

stepsandnumbers wrote:

Hey everybody!

How are you lovely people doing today?

Hello! See above, I can't be bothered to copy and paste it
How are you?

Hey, Mike! I'm doing well. It's my day off, after all!

Days off are always great! Have you done anything exciting yet? (I'm not sure what time it currently is for you so you may have only just got up )

Camus wrote:

stepsandnumbers wrote:

Camus wrote:

stepsandnumbers wrote:

Hey everybody!

How are you lovely people doing today?

Hello! See above, I can't be bothered to copy and paste it
How are you?

Hey, Mike! I'm doing well. It's my day off, after all!

Days off are always great! Have you done anything exciting yet? (I'm not sure what time it currently is for you so you may have only just got up )

It's 12:30pm here! I actually fell asleep at 5:30pm yesterday and woke up at 3am this morning, god damn it.

Nothing too exciting! I watched Paranormal Activity 2 after I woke up, and did laundry, haha. I may take a trip to the thrift store later on, though!

Camus wrote:

Thankfully I'm not filing tax returns every day. It's mostly preparing company accounts and all the admin linked with that (and then the company tax returns to go with that. Bleugh.) I think I would probably go crazy with your job - kids are great but I can only handle them in small doses

I'm really good thank you. Everyone at work went out for lunch (paid for by work) so got to enjoy a massive juicy steak for free I got a couple more books I ordered today too. I should probably stop buying, the pile of books to read is only getting bigger again.

How are you?

I'm doing pretty good, thanks for asking! I have spent most of the day so far working on my sister's computer. It crashed yesterday and I spent hours troubleshooting, and the only thing I could do was restore it back to factory settings. So now I'm installing/downloading software and various programs and getting things back to normal. Ugh!

That's nice that your work paid for lunch for everybody. I love steak! I get to go out to dinner on Thursday, paid for by my boss, but since my work will be following me, I will be dining with a five-year-old.

What books did you order?

Hi Sarah! I ordered the Paranormal 2 and 3 DVDs this morning, so I will get to watch them soon! I'm excited.

JimmyB wrote:

Learning a Gordon lightfoot song.

Ooh, which one? Is it Sundown?

IrishNameAndAnInjury wrote:

Hi Sarah! I ordered the Paranormal 2 and 3 DVDs this morning, so I will get to watch them soon! I'm excited.

Hey Shannon! That's awesome! Can I come over for a Spam thread movie night? I really want to see the 3rd one now!

IrishNameAndAnInjury wrote:

I'm doing pretty good, thanks for asking! I have spent most of the day so far working on my sister's computer. It crashed yesterday and I spent hours troubleshooting, and the only thing I could do was restore it back to factory settings. So now I'm installing/downloading software and various programs and getting things back to normal. Ugh!

That's nice that your work paid for lunch for everybody. I love steak! I get to go out to dinner on Thursday, paid for by my boss, but since my work will be following me, I will be dining with a five-year-old.

What books did you order?

Ah, that sucks for your sister. Did she lose a load of work?
Haha, a similar situation to me then, only I wasn't dining with a five-year old

I got Bertrand Russell - Human Knowledge and Hermann Hesse - Siddhartha (I think I mentioned this in the book corner last week, but it only came today.)

Oh! I forgot to tell you guys, but I got a copy of 11/22/63 last week!

stepsandnumbers wrote:

IrishNameAndAnInjury wrote:

Hi Sarah! I ordered the Paranormal 2 and 3 DVDs this morning, so I will get to watch them soon! I'm excited.

Hey Shannon! That's awesome! Can I come over for a Spam thread movie night? I really want to see the 3rd one now!

Yes! I'll let you know as soon as it gets here. We'll make popcorn and drink and be terrified and have the best time!

stepsandnumbers wrote:

Oh! I forgot to tell you guys, but I got a copy of 11/22/63 last week!

Oooooh. Have you started it yet?

IrishNameAndAnInjury wrote:

Hey Mike! Yes, American taxes can be absolutely insane (the ones for my dad's business are!), but if you don't have dependents or any assets to speak of and are just filing standard federal and state income tax forms, it isn't too bad. I can't imagine dealing with taxes every day as part of my job though! I would go crazy!

How are you today? You move into your own place this coming weekend, right?

Realised I didn't answer that bit. Yes, Saturday In the process of getting everything sorted. Almost there with having enough furniture so just need to get a banker's cheque and everything will be good.

my dog keeps stealing all my socks. okay.